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Tips For Parents: Personal Loan vs. Credit Card

February 28, 2023 By Parenting Blog


Parenting is hard. Aside from raising young’uns and teaching them important life lessons like saving money, parents also need to manage a household, provide for the family’s needs, and save for their children’s education and future. And to do this, they sometimes need to get into debt, either through a loan or by using a credit card. But which of these two are the better option for parents? Here are a few tips on when to use either.

When to get a personal loan

  • Temporary cash difficultiesIf you’re short on cash, you can use your credit card but this could cause problems, particularly when paying your debt. Every cent counts so you might not be too pleased with your credit card’s higher interest rate. A personal loan would be the better choice during temporary cash difficulties because you’ll be able to get a larger amount for a lower interest rate. [Read more…] about Tips For Parents: Personal Loan vs. Credit Card

Originally posted on October 15, 2012 @ 5:14 am

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