Healthcare reform is a very hot topic, with everyone having very strong opinions about the issues facing the healthcare industry in the United States. Whatever your stand may be on the Affordable Care Act, as a parent, I am sure that you can appreciate the changes it has brought to the healthcare industry when it comes to better insurance policies for our kids.
One of the best things that the Affordable Care Act has brought about is in the coverage of pre-existing conditions. We all know how frustrating it can be to have coverage for everything, except for the very medical conditions that already ail our kids. In the past, insurance companies can deny your child coverage for health problems and disabilities that was discovered and/or treated before you applied for coverage. Due to the Affordable Care Act, since September of last year, all job-related health plans as well as individual health insurance policies that was issued after March 23, 2010 are no longer allowed to deny coverage for your children who are under 19 years of age due to pre-existing conditions. In addition to that, insurance companies are also not allowed to place limits on pre-existing conditions so that you can be assured that your child will be able to get the medical attention he obviously already needs. This clearly makes the healthcare industry a lot more child-friendly.
Despite these improvements, there are clearly other things that need to change with the present healthcare industry. However, changes such as these are a step in the right direction in ensuring that our children get the medical care that they need.