Is Your Child’s Financial Future Secure?

As a parent it is normal to want the best for your kids. You work hard and try to give them the finest that life has to offer. When it comes to ensuring the security of their financial future, it is easy for a parent to be left wondering what approach to take. You already contribute to your child’s Roth IRA, building small pockets of wealth for their future when possible. You have even started looking into creating extra passive income with rental properties or flipping distressed properties.

saving for your child's financial future

Investing and padding the nest egg for your child’s future is certainly a nice gesture. It is unfortunate that none of these actions will ensure that their financial state will continue to remain solid long after you are gone. On the contrary, doing all this work for your child may have the opposite effect. Children who have everything handed to them in life tend to not understand how to do things for themselves. This is why it is important to educate your kids in the intricacies of how to earn and save money. Such insights will ultimately prepare them with the skills they need, ensuring that they will have a solid financial future. Read more…

Posted on December 11, 2014 at by Teresa Te

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Learning the Value of Possessions

Especially around the holidays, marketing efforts are typically focused on getting the attention of youngsters. From a very young age, children naturally desire to shove current belongings to the side in hopes of getting the latest and greatest innovative gadgets and toys available. However, once children become old enough to recognize right from wrong, parents must instill a sense of value. This attribute involves appreciating what one has and taking care to see that possessions last. There are many different ways of introducing this time-honored virtue.


Similar to establishing any habit or converting short-term into long-term memory, children retain information and develop behaviors by repetition. Teaching value is no exception. Unless continually reminded, kids often let lessons slip by the wayside. Be consistent and in time, behaviors gradually evolve and become habit.

using gadgets at home

Lead by Example

Children often emulate the attitudes and behaviors of parents from a young age. If parents do not exhibit traits that include value of possessions, children are also not likely to display the characteristic, regardless of how many times they endure a lecture. Read more…

Posted on December 8, 2014 at by Teresa Te

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3 Ways to Improve Children’s Sleep Hygiene

Just because your kids are too old for a baby monitor in their room doesn’t mean you should stop monitoring their sleep habits. Sending them to bed at a “reasonable hour” does nothing to ensure they’re getting quality sleep (kind of like forcing yourself to go to bed at a certain time doesn’t mean you’re not awake in the dark for hours). Understanding proper sleep hygiene is the first step in helping your child enjoy a healthier life.

Check in on them throughout the night for tell tale signs of sleep issues such as early onset sleep apnea. In severe cases, a CPAP machine may be in order or there may be minor surgeries to help with nasal blockages. Of course, more likely you’ll just need to help them make some adjustments to better their sleep. Read more…

Posted on November 30, 2014 at by Teresa Te

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When is the Right Time to Allow Children on Social Media?

Social media is so popular these days that even the youngsters have made it their favorite hangout. It is a very powerful tool and one that can impact a child positively or negatively.

With the many issues involving social networking sites in particular cyberbullying, however, parents are concerned over their influence on their young children. Some allow their kids to create accounts on the popular sites such as Facebook, Twitter and Instagram while the others think it’s better not to introduce social media until their child is much older and able to handle themselves well online.


The minimum age requirement for a child to join Facebook is 13. Many parents agree this is an ideal age during which a child is supposedly already responsible enough to behave properly online. But this is not always the case as some sensitive kids can easily get offended when they read negative comments from friends although they may not really be directed to them. Also, there are much younger kids who have created accounts on various social networking sites without their parents’ consent. Read more…

Posted on May 30, 2014 at by Teresa Te

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When to Delegate Work and Responsibility to Children?

Responsibility is something which we give to our children gradually and in accordance with their age. Giving them too little or too much is counterproductive. The nature of task should take into consideration the physical, mental, and emotional capacity of children.

children cleaning Read more…

Posted on December 2, 2013 at by Teresa Martinez

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5 Tips to Help Children Adjust to Sleeping in Their Own Rooms

It is not uncommon for very young children to sleep with their parents. For some time, this will work both ways. Parents will have the advantage of keeping an eye on their young kids while the children get the comfort of knowing that their parents are just one bed away from them in one room. However, kids who are growing up will be needing more privacy and be accepting more responsibility in taking care of themselves.

sleeping boy

Before we go into the nuances of helping our children adjust to sleeping in their own rooms, we parents need to determine the probable causes why they don’t want to or why they refuse to. The usual reasons are based on two factors: fear and insecurity. Knowing what they are afraid of or insecure about could help us act accordingly to effectively address their concerns. When this is done, the convincing part will be a lot easier to handle. Read more…

Posted on August 19, 2013 at by Teresa Martinez

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Valuable Apps to Help Parents Discipline Kids

Are you having difficulty controlling your kids? Are you stressed because your toddler often asks you for a lot of things particularly after watching those ads on TV?

Take heart because there are apps that can help you deal with the situation. They teach kids to save and invest, do some household chores and homework and work for their incomes.

Young children of today are so obsessed with their tech gadgets and the best thing parents can do to get their attention is to use the technology. As the old cliche goes, “If you can’t beat them, join them.”

The apps for chores are helpful in giving kids chores and teaching them their responsibilities at home. There are two versions you can choose from – the conventional list type or the game type.
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Posted on March 29, 2013 at by Teresa Te

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Are You a “Grown Up” Parent?

How many times have you heard or uttered the phrase “Grow up?” I suppose that you can not count. This phrase is often used in a wide variety of contexts. Yet what does grow up really mean? What does it mean to be grown up? If you are of legal age and you have children, does that necessarily mean that you are all grown up?

Well, if you were to ask author John Cheetham, parents are not necessarily “grown up.” This author from Melbourne has a new book called “Grow Up! How to raise an adult by being one yourself” and in it, he challenges parents to quit behaving like overgrown children and start acting their age. I don’t have a copy of the book as of yet but the information presented in has gotten my interest. Here’s a sampling:

He says parents should stop drinking, smoking, swearing and losing their temper – particularly when driving. He thinks parents are too over-emotional, too over-protective and over-react to their teens’ faults. “The most important thing is to remember the power of example,” Dr Cheetham said. “Parents need to be in tune with their emotions – it’s not what you say, it’s what you do. And this means not having an episode of road rage on the way to taking your son to get his learners.”

If you think about it, this is an age old principle. Walk the talk and so on. I suppose, though, that in this day and age of indulgence, we can always use a reminder like this book. Now here is my question: Are you a grown up parent?

Posted on August 30, 2011 at by Lara

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Quick Tips For Kids’ Injuries

bandaidLet’s face it. One of the things we parents have to deal with is our kids getting sick or injured. It’s a part of growing up, especially if you have accident-prone kids like I do.

My four-year-old Ollie gets a bump/wound/scratch almost daily, and a few months ago had a bad accident in our garden where he cut his head open and was rushed to the ER. While playing with his big sister, he fell through the fence constructed by our handyman and nearly fell into our pool (which had just been cleaned out and empty). He was grabbed just in time by the handyman, so didn’t fall into the pool but slammed his head on the tile. My husband saw the whole thing and was going to kill the handyman for his shoddy work (it wasn’t nailed in properly), but he did save Ollie’s life…so it was a hard one. Luckily Ollie didn’t need stitches and aside from my husband being covered in blood ala Carrie, it turned out to be a minor injury. It could have been much much worse though, so we are grateful and have since taken extra precautions to make sure that all areas in our home were safe. Ollie was feeing a bit traumatized for the next few days (as were all of us), but I think he’s recovered now.

Here are some great tips from After The Injury, a really useful website for parents who have to deal with their child’s injuries. Whether your child’s injury is big or small, it helps to remember these things so that your child recovers faster.

While doctors know that injury prevention is the best “medicine,” the sad truth is that kids still do get hurt- lots of them- even with the most vigilant parents. In fact, 9.2 million children are treated in an emergency room for an injury each year, making it equally important for parents to know how to handle what happens after the injury.

1. Let your child know that he or she is safe. In the first days and weeks following an injury many children fear that something bad might happen to them again. Learn more about helping your child with new fears or worries.

2. Allow children to talk about their feelings and worries, if they want to. Let your child know that it’s ok to feel a little upset. The circumstances of an injury can be frightening, and it’s not always easy to know how to talk with your child about it. Here are some things that other parents have found helpful for talking with their child.

3. Go back to normal routines. It is important to help your child get plenty of sleep, eat regular meals, keep up with schoolwork, and spend time with friends. Here are some options to consider if the injury gets in the way of things s/he used to do.

4. Increase time with family and friends. Children who get support from family and friends seem to do better in recovering after upsetting events. Try reading together, playing games, or watching movies together. Listen to what some parents had to say about how to help their children remain connected after an injury.

5. Take time to deal with your own feelings. In addition to all of the things you do to help your child, it’s important to remember to take good care of yourself. Learn more about your own reactions and get tips for taking care of yourself.

6. Keep in mind people in the same family can react in different ways. Your child’s feelings and worries about the injury might be different from yours. It’s important to monitor how your child is doing and when reactions might signal trouble. Learn how to gauge your child’s emotional recovery and identify any reactions that might need special attention.

Visit After the Injury to read full tip sheets, learn more about child injury and pain care, take a quiz to rate your child’s reactions to injury, and create a personalized care plan to help parents help their child recover from injury.

Photo via Ramberg Media

Posted on July 13, 2011 at by Lara

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Before Dollhouses Became Toys

The creation of dollhouses is an outgrowth of people’s interest in dolls. Being a plaything that usually resembles a baby or child that is especially appealing to girls, a doll can be further enjoyed by its owner in its own miniature house, complete with objects that make it look like an actual home. Dollhouses for girls have long been a source of joy and entertainment to girls of various ages.

The earliest-made dollhouse was known to have existed as early as the 15th century. Craftsmen filled the miniature houses with every conceivable household article such as furniture, books, clothing, musical instruments, silver, glassware, and china to make them very realistic. Dollhouses for girls come in different styles, most of which reflect architectural trends of a particular place and time.

Dollhouses were used by adults to showcase decorative figurines. It occupied a different level of importance as children were not allowed to get close to them primarily for their preservation. The more famous ones can be found in museums. Germans were believed to be the first ones to use dollhouses as toys. English dollhouses were inspired by the so-called Nuremberg kitchen imported from Germany. It was originally intended as a cooking game being a small model of a room with kitchen equipments. Succeeding variations came with several additional rooms which soon evolved into dollhouses. Americans were introduced to dollhouses in the 19th century.

Dollhouses were only found in the homes of wealthy people until the 20th century. They were objects of intricate and excellent craftsmanship typically having glass fronts and elaborate decoration. They were and are still considered trophy collections, played only by adults. It is a good thing that present dollhouses for girls are a lot more child-friendly and can truly be enjoyed by a child.

Posted on January 29, 2011 at by David

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